$10,000 in 2012; $2,500 in 2013

These are the maximum limits to help defray medical expenses in the Health Care Reimbursement Account (HCRA). Received an e-mail today from HR reminding employees about the annual enrollment period.

I discontinued participation with the HCRA two years ago. But now I’m reconsidering.

Pre-tax dollars you can set aside for medical expenses and then seek reimbursement for expenses not covered by insurance. A friend of mine calls the reimbursements “free money” which she spends as she pleases.

Received a check today for $24 from BCBS for my dental examination & cleaning. A paltry sum indeed. Hopefully Aetna will reimburse the balance ($156).

Dental is covered with Aetna, but those out-of-pocket expenses for contact lenses and glasses – they take a big bite out of my disposable income.

Hmmm, I’ve just convinced myself to enroll in the HCRA.


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