Overpayment Refund = Principal Payment

Today I made a principal payment on the 2nd trust after receiving a reimbursement yesterday  from Aetna ($106) for a dental visit (still waiting for my hefty $14 reimbursement from Blue Cross Blue Shield).  Today, upon arriving home, I found a check from the local electric company.  I received a overpayment refund in the amount of $278.63 (I wish the electric company would allow a sizeable credit like the local gas company).  Oh well, this unexpected windfall is destined to be used for one purpose:  to reduce the 2nd trust through principal payments.  Back to the credit union tomorrow.  (Yes, they likely do recognize my car due to my frequent visits)  🙂

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